O Que É Margem de Segurança? Como Calcular?

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FUNDATEC (2019):

QUESTÃO CERTA: A margem de segurança é o excedente da receita da empresa sobre a receita no ponto de equilíbrio. Consequentemente, representa o quanto as vendas podem cair sem que haja prejuízo para a empresa.

CEBRASPE (2018):

QUESTÃO CERTA: Os dados a seguir são relativos a uma empresa que fabrica carros elétricos.

• preço de venda: R$ 50.000/unidade

• custos e despesas variáveis: R$ 40.000/unidade

• custos e despesas fixas: R$ 1.000.000 por período.

A empresa operou, no período X1, com um volume de vendas de 120 unidades e, no período X2, com 150 unidades. A partir das informações do texto 2A4-I, assinale a opção correta, com relação a margem de segurança: No nível de 120 unidades vendidas, a margem de segurança é superior a 15% e inferior a 20%.

A fórmula da Margem de Segurança é (Quantidade Vendida – Ponto de Equilíbrio) /Quantidade Vendida

MS = (QV – PE) /QV

PE = 1.000.000/10.000 = 100

MS = (120 – 100) /120 > MS = 20/120 = 0,1666… ou 16,66%

Você só considera a MS em relação ao ponto de equilíbrio se a questão pedir, nesse caso seria:

MS = (120 – 100) /100 = 0,2 ou 20%.

CEBRASPE (2018):

QUESTÃO CERTA: A tabela seguinte ilustra, com valores em reais, a estrutura de custos, despesas e preços de uma empresa que produz um único produto. Em determinado período, a empresa produziu 20.000 unidades do produto e vendeu 18.000 unidades, não havendo estoques finais de produtos em processo nem estoques iniciais de qualquer espécie. Considerando a tabela e as informações anteriormente apresentadas, julgue o próximo item. A margem de segurança da empresa foi superior a 30%.

Margem de Contribuição (MC) = Preço de Venda – Custo Variável – Despesa Variável = 24 – 12 – 2 = 10

Ponto de Equilíbrio (PE) = (Custo Fixo + Despesa Fixa) / MC = (80000 + 40000) / 10 = 12000 unidades

Margem de Segurança = (Venda Atual – PE)/ Venda Atual = (18000 -12000)/ 18000 = 33 %.

CEBRASPE (2018):

QUESTÃO CERTA: Os dados a seguir foram extraídos da contabilidade gerencial de uma empresa:

custos e despesas fixas totais: R$ 300.000;

custos e despesas variáveis unitárias: R$ 45;

preço de venda: R$ 60;

faturamento no mês mais recente: R$ 1.290.000.

A partir dessas informações, é correto afirmar que, no mês considerado, a margem de segurança da empresa: ficou entre 1.000 unidades e 2.000 unidades.

A margem de Segurança é a quantidade vendida acima do meu ponto de equilíbrio. Assim com os dados temos:

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MC = PV – CDV

MC = 60 – 45

MC = 15

PEC = CDF / MC

PEC = 300.000 / 15

PEC = 20.000

Qtd vendida = Faturamento / PV

Qtd vendida = 1.290.000 / 60

Qtd vendida = 21.500

Margem de segurança = Qtd vendida – Qtd no PEC

Margem de segurança = 21.500 – 20.000

Margem de segurança = 1.500

CEBRASPE (2016):

QUESTÃO CERTA: Uma empresa produz e vende um único tipo de produto ao preço unitário de R$ 20. Os custos e as despesas variáveis desse produto somam R$ 8 por cada unidade produzida. Considerando-se que os custos e as despesas fixos da empresa totalizam R$ 12.000 e que a quantidade atualmente vendida do produto é 1.500 unidades, a margem de segurança dessa empresa, em termos de quantidade e valor, é, respectivamente: 500 unidades e R$ 10.000.

margem de segurança á a quantidade vendida acima do ponto de equilíbrio. Ou seja, é a quantidade ou o percentual que as vendas poderiam cair sem que a empresa tivesse prejuízo.

Assim, vamos calcular o ponto de equilíbrio:

Ponto de Equilíbrio = Custos fixos/Margem de contribuição unitária

Margem de Contribuição Unitária = preço de venda – Custo variável

MC unitária = 20 – 8 = 12

Ponto de Equilíbrio = $ 12.000/12 = 1.000 unidades

Margem de Segurança = Quantidade vendida – ponto de equilíbrio

Margem de segurança = 1.500 – 1.000 = 500 unidades

500 x 20 = R$ 10.000,00.

CEBRASPE (2013):

QUESTÃO CERTA: Considere que uma empresa tenha obtido receita de vendas de R$ 200 mil ao vender 10 mil unidades de seu único produto, obtendo lucro operacional líquido de R$ 40 mil, antes de dedução do IR. Considere, ainda, que a empresa possua custos e despesas fixas de R$ 80 mil. Com base nessas informações, julgue o próximo item. A empresa acima referida possui margem de segurança inferior a 3.500 unidades no momento dado.

1 – Se foram vendidas 10.000 unidades ao preço total de R$ 200.000, significa que o valor unitário é de R$ 20.

2 – DR com os dados apresentados e preenchendo as lacunas:

RV    R$ 200.000

CMV (R$ 80.000)

LOB  R$ 120.000 – MARGEM DE CONTRIBUIÇÃO

DF   (R$ 80.000)

LOL R$ 40.000

Observação para o cálculo do CMV:

Receita bruta – custos e despesas variáveis – Custos e despesas fixas = lucro

200.000 – X – 80.000 = 40.000

-X = 40.000 -200.000 + 80.000

-X = -80.000

X = 80.000

3 – Margem de contribuição unitária:

R$ 120.000 /  10.000 = R$ 12

4 – Ponto de equilíbrio: 

PE = Despesas fixas / MC

PE = R$ 80.000/ R$ 12 = 6.667 (arredondado)

5 – MARGEM DE SEGURANÇA

MS = quantidade vendida – quantidade do ponto de equilíbrio

MS = 10.000 – 6.667 = 3.333 UNIDADES

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